Charleston Mortgage Blog
Experts in Home Purchases & Refinance

Charleston Mortgage Blog

Charleston, SC mortgage and home buying insights: purchases, refinancing, FHA, VA, USDA and HELOC.

Aerial view of Charleston SC area neighborhoods, tidal creeks and marsh with a cable-stayed bridge at sunset
October 21, 2026

Where to Buy Near Charleston SC: Neighborhood Price Guide

Where to buy near Charleston SC depends on your budget and lifestyle. In September 2026, single-family medians ranged from about $392,000 in Dorchester County, home to much of Summerville, to $1,375,000 in Lower Mount …

Historic Charleston single house with stacked piazzas, pink shutters, iron gate and earthquake bolt plate
October 21, 2026

Buying a Historic Home in Charleston, SC: What to Know

Buying a historic home in Charleston SC means owning a piece of American history, along with some extra rules. Exterior changes in the city’s historic districts often need approval from the Board of Architectural …

Raised Lowcountry home on pilings beside a tidal salt marsh, for a Charleston flood zone home buying guide
October 21, 2026

Buying a Home in a Charleston Flood Zone: Buyer's Guide

Yes, you can buy a home in a Charleston flood zone, but plan ahead. If the home is in a FEMA high-risk zone and you use a typical mortgage, your lender will require flood insurance. Before you make an offer, check the …

Charleston SC street with piazza homes, palmettos and live oaks in fall, for the Charleston housing market report
October 21, 2026

Charleston Housing Market Fall 2026: Prices, Sales, Tips

The Charleston SC housing market is steady this fall. In September 2026, the area’s median sales price was $425,000, up 0.7% from a year earlier, while closed sales jumped 9.5%. Homes are taking a little longer to …

October 18, 2026

Welcome to the Charleston Mortgage Blog

Welcome to the Charleston Mortgage blog. Here we’ll share mortgage tips, loan program guides and local market insights for Charleston & the South Carolina Lowcountry. Questions? Call (843) 212-6200 or visit …