Charleston, SC mortgage and home buying insights: purchases, refinancing, FHA, VA, USDA and HELOC.

October 21, 2026
Where to buy near Charleston SC depends on your budget and lifestyle. In September 2026, single-family medians ranged from about $392,000 in Dorchester County, home to much of Summerville, to $1,375,000 in Lower Mount …

October 21, 2026
Buying a historic home in Charleston SC means owning a piece of American history, along with some extra rules. Exterior changes in the city’s historic districts often need approval from the Board of Architectural …

October 21, 2026
Yes, you can buy a home in a Charleston flood zone, but plan ahead. If the home is in a FEMA high-risk zone and you use a typical mortgage, your lender will require flood insurance. Before you make an offer, check the …

October 21, 2026
The Charleston SC housing market is steady this fall. In September 2026, the area’s median sales price was $425,000, up 0.7% from a year earlier, while closed sales jumped 9.5%. Homes are taking a little longer to …
October 18, 2026
Welcome to the Charleston Mortgage blog. Here we’ll share mortgage tips, loan program guides and local market insights for Charleston & the South Carolina Lowcountry.
Questions? Call (843) 212-6200 or visit …